Kentucky Bankruptcy Attorney
Addressing Foreclosures, Repossession and Garnishment Proceedings
Are you struggling to pay your mortgage? Have you become a victim of the sub-prime lending crunch? Have you received a notice from your lender that foreclosure proceedings have been or will be initiated? Have creditors threatened repossession or garnishment of your wages, a bank account or a brokerage account? You need an experienced lawyer to protect your rights and help you understand your options.
At the offices of Denise Brown, Attorney at Law, in Louisville, we have represented clients throughout Kentucky and southern Indiana for over 20 years. Our staff is extremely knowledgeable about the bankruptcy process and will help you accomplish your goals efficiently and effectively. Contact us to set up a free initial consultation.
At my offices, we understand that the line between being able to meet your obligations and constantly trying to catch up can be very thin. An unexpected medical procedure or a sudden layoff can make it impossible to pay your bills and lead to collections efforts, harassing calls and letters and legal action against you.
You don't have to lose your home or your car simply because you have fallen behind on your payments. I can help you find ways to keep what you have worked so hard to obtain. If you have received any notice of foreclosure, repossession or garnishment, you need to contact my offices immediately. We will review the foreclosure documentation to ensure that it has been filed properly and will move to have the foreclosure proceedings dismissed if appropriate. If a creditor has illegally repossessed property, we will take the necessary legal action to force its return.
The Fair Debt Collection Act requires that a third party debt collection agency have a contract that allows them to collect on behalf of your creditor. In our experience, many third party collection agencies do not keep accurate records and often don't have an original copy of the contract you signed with your creditor. In these situations, the foreclosure can sometimes be dismissed.
For experienced and effective representation in all matters involving bankruptcy or debt management alternatives, contact the offices of Denise Brown, Attorney at Law. We offer a free initial consultation. Evening and weekend appointments are available upon request.
