Kentucky Chapter 7 Lawyer
If you have become overwhelmed with debt and see no way out of your financial predicament, you may want to consider filing for protection under Chapter 7 of the federal bankruptcy laws. If major medical expenses or unemployment has exhausted all your financial resources, you can climb out from under the mountain of debt without losing your home or your primary vehicle. You need an experienced bankruptcy attorney to protect your interests and help you understand your options.
At the offices of Denise Brown, Attorney at Law, in Louisville, we have represented clients throughout Kentucky and southern Indiana in personal bankruptcy matters for over 20 years. Our staff is extremely knowledgeable about the bankruptcy process and will help you accomplish your goals efficiently and effectively. Contact us to set up a free initial consultation.
Upon the filing of a Chapter 7 petition, the bankruptcy court will issue an automatic stay, prohibiting your creditors or their representatives from contacting you or taking any action against you to collect a debt. You won't have to worry any more about answering the phone or opening the mailbox.
The bankruptcy laws allow certain property to be exempt from liquidation in a Chapter 7 proceeding, including your primary residence and your primary vehicle. Retirement plans are also exempt. Different exemptions are available under the laws of Kentucky and Indiana. We will review the available exemptions and help you choose the path that best meets your needs.
If you retain the offices of Denise Brown, Attorney at Law, we will carefully examine your financial situation to determine whether you need to liquidate your assets in a Chapter 7 or whether you have the resources and income to set up a repayment plan under Chapter 13. We will also examine non-bankruptcy alternatives.
For experienced and effective representation in all matters involving bankruptcy or debt management alternatives, contact the offices of Denise Brown, Attorney at Law. We offer a free initial consultation. Evening and weekend appointments are available upon request.
